Step 1

How can I use Klarna?

Find something you love on our website, add it to your bag and go to checkout.

Step 2

Choose how to pay!

Once you get to the checkout, you can find payment method by selecting ‘3 interest-free instalments’. There’s no need to create a Klarna account if you don’t want to.

Step 3

Place your order!

Place your order, and you’re done – it’s that easy.

Pay later in 3 with Klarna

Split your purchase into three payments. The first instalment will be taken from your card when you place your order. The next two remaining payments will be automatically charged 30 and 60 days later. Don’t worry – you’ll get notifications for when your payment is due and when it’s collected. But remember – we want you to shop with confidence, so please have a think about your finances before choosing any ‘pay later’ option. You’ll need to make sure you have enough money to pay the amounts each month.

There’s no interest, no fees and no late-payment charges – always. *

All you need to start

1. A UK bank account

2. To be 18 years of age or over

3. A UK residential address

*Ts&Cs apply.

Paying in instalments is a great way to budget and spread the cost of your spending – but do think carefully about your finances before picking any kind of ‘pay later’ option. Make sure you plan ahead and have enough money to pay the amounts back each month. If you want to know a bit more, our helpful FAQs are a good place to start.

If you choose Klarna’s pay in 3 options, Klarna will never charge interest or late fees, and there is no impact on your credit score (either for choosing to use Klarna, or if a payment is late or missed). This doesn’t mean you should go wild, though. It’s more about enjoying the choice to spend flexibly, and you should be sensible with the amount of stuff you buy. Plus, don’t forget to keep checking in on any remaining pay-later balances…

Just so you know, Klarna will perform soft searches with credit reference agencies when you take out its payment options (‘Pay in 3’ or ‘Pay in 30 days’) – this is just to check that you’re eligible. Don’t worry, this won’t impact your credit file and it’s only visible to you and Klarna.

If you have any trouble with your order, please contact Klarna Customer Service.

QTS-Global Ltd is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Please note that Pay in 3 instalments is not regulated by the FCA.